What benefits are included in your current Policy to cover you during maternity leave? Most Policies have a built-in FREE child's Trauma Benefit. Some also offer New Parent Premium Waivers, Premium Holidays or Cover Suspensions.
What benefits are included in your current Policy to cover you during maternity leave? Most Policies have a built-in FREE child's Trauma Benefit. Some also offer New Parent Premium Waivers, Premium Holidays or Cover Suspensions.
Planning for a baby? To have peace of mind during the pregnancy, Medical Insurance often needs to be in place 12 months before you get pregnant.
Think about who the main income earner is and when he/she will be returning to work. Speak to your respective employers about maternity or paternity leave options.
Your savings need to tide you over during your maternity leave. TIP. Try living on one income for the three months prior to you going on leave. Review expenses like TV subscriptions and gym memberships.
Check out insurers that offer New Parent Premium Waiver as this gives you three months of Mortgage Cover for FREE.
Did you know your baby is eligible for KiwiSaver from birth?
How does a baby change your Insurance Conversation?
Getting your mix of Cover right, is like putting on your own oxygen mask, first
Life insurance
Life insurance provides financial support to your loved ones, in the case of premature death. The financial loss is effectively your income over your lifetime which ceases at death plus any associated financial expenses. Life Cover can ensure that those you leave behind are not left in hardship and can clear debt as well as pay for funeral and legal costs.
This Cover helps you and baby access immediate treatment instead of waiting in queue for government funded healthcare. It can cover medical and healthcare costs, specialist visits and diagnostics, as well as the direct and indirect costs associated with surgical and non-surgical treatment and non-PHARMAC funded drugs.
This helps pay your bills if you are unable to work due to sickness or injury. You can have your loss of earnings re-imbursed or receive an agreed amount. And depending on the structure you setup, you can receive this in addition to your ACC payments. And you don’t need a Mortgage to have Mortgage Cover.
A once off cash injection that’s paid out at the time of diagnosis on a specified number of commonly occurring serious medical conditions like cancer, heart attacks and strokes. This can offset your medical costs and buy you options. It helps you get the treatment you require and supports your partner financially through the rough patch.
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I can't recommend Shona enough. My husband and I had a tricky Insurance situation and we both had differing opinions about Insurance. Shona was genuine, thoughtful and extremely helpful in helping explain the tricky and confusing world of health insurance and through her advice and time, we are both now on the same page. Shona is someone I would want on my side helping with any insurance issue arises. A genuine and heartfelt THANK YOU for her time and passion
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Laisa Baxter
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My experience with Shona was so positive. She's a delight to work with & she kept me informed throughout the process. I had no idea what I wanted or how to go about it but Shona was patient and she walked me through the type of insurances that was best suited for my family and I's situation. Honestly, if you're looking for somone to help lead you into the right insurance, look no further - Shona is your person. You won't regret your decision I promise ! :)
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Avianca Bohm
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I had an excellent experience working with Shona. She is extremely knowledgeable, patient, kind, and highly professional. What stood out most was her proactive approach and genuine desire to understand my situation from the very beginning—there was never any pressure at any stage.
She made what initially felt like a daunting process incredibly easy, giving me real peace of mind and reassurance throughout. Her communication is clear and transparent, and she is always available to answer questions or talk through any concerns.
She is an absolute pleasure to work with, and I would highly recommend her to anyone looking for trusted, supportive insurance advice.
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Donovan Keen
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Working with Shona on updating our life cover was extremely easy.
Shona's dedication to finding the best comprehensive cover for our needs went above our expectations. She found gaps in our previous policy that she reworked to better suit what our family would need in the future.
Planning for life's unexpected turns is not a fun topic to think about but Shona made it a whole lot less daunting, with plenty of laughs alone the way!
We would absolutely recommend Shona in a heart beat.
The Keen family
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M Metusela
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Kind, knows their stuff and honest. Neil and Shona genuinely want whats best for you. Rare to find. Highly recommend!!
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Rowena Nicolas-Lopez
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Shona genuinely took the time to listen to our concerns and went above and beyond to ensure we received the fullest possible benefit from the insurance we were purchasing. We are incredibly grateful for her care, dedication, and support throughout the process, and we would highly recommend her services without hesitation.
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TA-DI LTD
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We had such a great experience working with Shona on our insurance. She made the whole process feel easy and well managed, kept us in the loop at every step, and was always there when we had questions. Her support was consistent, proactive, and genuinely reassuring, which made a big difference. Professional, approachable, and a pleasure to work with. We couldn’t have asked for better service and would happily recommend her to anyone needing help with their insurance. 👍
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Divna Angelovska
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Really great experience with these guys especially with Shona. They were helping us throughout the whole insurance process, broke down everything in detail and made sure we understood everything before making a decision. Once we decided to take their advice Shona took it from there and went directly to the company to sort everything. Overall really happy with the service provided and they made us feel like they had our best interests at heart. Cant recommend enough!
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Csaba Kószó
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Shona’s an absolute legend! 🙌 She made the whole insurance and overseas surgery process easy as — no stress, no drama. Super onto it, clear, and just a genuinely cool person to deal with (who knew an insurance broker could actually be fun?!). Thanks to her, we realised how awesome it is having private insurance when things get tricky. Can’t recommend Shona enough! 👏
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Trinity Beange
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I have been with Shona for the best part of a decade now and have had nothing but the best experience. Shona has helped my family and I immensely. She provides a service thats second to none. For us she is worth her weight in gold. She has never dropped the ball and has shown a tenacity in her role that few could match. We highly recommend Shona and would never use anyone else’s services!
A new baby can have a huge impact on your finances (typically, between $8,000 and $16,000 a year). It can mean there's less money to spend as the household income drops and costs go up. Know there are a range of options available if you need financial assistance. Read More
Kids are eligible to join KiwiSaver from birth. Starting an early savings habit will ensure your child has enough for a deposit for their first home when the time comes.
New KiwiSaver rules allow teenagers to receive Government Contributions when they turn 16 and Employer Contributions from 1 April 2026.
Clients of mine who have simple estate planning needs, can put a cost-effective, legally binding Will in place using Simple Wills, to ensure that their assets are distributed according to their wishes should the unmentionable happen.
