I can remember the day I got my first pay cheque. Mum made me put a third of it into a savings account; she made me set aside a third for expenses; and allowed me to spend the rest. Everything I learned after that, from my years working at the bank all those years ago – her simple rule of thirds was the best advice I ever had!
Growing up in small town New Zealand, my goal was to own my own home before I was 35. Eight years ago, I used my KiwiSaver to buy my home.
Helping people into their first home makes me happy. And then it's about helping them KEEP the roof over their heads. It's a fact; the banks will only lend us money based on our ability to keep earning an income. I find it remarkable that many choose to insure their cars and the contents of their homes but not their biggest asset – their continued ability to earn an income!
I own my business with my husband, Neil. We have a saying, `one metre wide, one kilometer deep,' which, for us, means that we've built our business on deep relationships. I expect to go through each life stage with my clients - as they buy their first home, when they have kids, as they change jobs, when they need to claim on their insurance (as we all will at some stage), and as they grow their savings for retirement ... and in time, help their kids buy their first homes. This is the foundation of our business. And yes, we're small, but that just means that we have to run faster that everyone else to survive. We work harder for our clients because it's how we do business, but also because we just have to.
I’m a self-employed, level 5 qualified financial adviser with 15 years’ experience in finance and I try to make insurance affordable to everyday Kiwis. I provide financial advice with a focus on personal and disability insurance and KiwiSaver. I'm not aligned to any one insurer or KiwiSaver provider, and I hold accreditations with all of NZ’s top insurers and top performing KiwiSaver providers. I specialise in health, life and trauma insurance as well as mortgage and income protection.
